βSai Kumar explained the insurance options clearly and patiently. His personal approach made it easier to understand the importance of choosing a plan suited to our needs.β
Protecting your family, building your wealth.
Honest, personal guidance on LIC life insurance, pension, child and term plans, plus health and general insurance, so every rupee you invest works for the people you love.

Personal service you can rely on
An ex-Army man, J. Sai Kumar has been helping families in and around Bengaluru and Chennai choose the right insurance since joining LIC of India as an agent in 2009. Recognised at LIC award ceremonies, he believes insurance should be simple, transparent and tailored to each family.
- Needs-based advice, never a one-size-fits-all pitch
- Help with proposal, documentation, renewals and claims
- Long-term relationship, reachable by phone or WhatsApp
- Also guides on health and general insurance for the whole family
Advisor details
- NameJ. Sai Kumar (Ex-Army)
- LIC Agent Code0241770N
- Date of joining31 March 2009
- Experience17+ years
- Phone+91 80724 14248
+91 94446 73708 - RecognitionGold & Silver Medalist ceremony
A plan for every stage of life
Browse LIC plan categories below, then call or message for a free comparison matched to your age, budget and goals.
Plan names, features and availability are set by LIC of India and may change or be withdrawn. Please confirm current details and brochures at licindia.in or with your advisor before buying.
Insurance, made simple
Clear explanations and steady support, from the first meeting to the final claim.
Honest advice
Recommendations based on your needs and budget.
Paperwork handled
Proposal forms, KYC, nominee and renewals guided step by step.
Always reachable
Call, WhatsApp or email, whenever you need help.
Proven track record
Recognised at LIC felicitation events across the years.
Moments from the journey
Award ceremonies, felicitations and LIC gatherings from over the years.





Trust Built Through Personal Service
Every relationship matters. Discover what our clients value about personalised insurance guidance and ongoing support.
βI appreciate the time taken to explain policy details and answer questions. Clear communication and approachable service make the insurance process easier to understand.β
Srinivasan
ThiruvanmiyurβThe guidance provided helped me understand the different insurance choices available. I value the straightforward explanations and the support offered whenever I have questions.β
Sivakumar
AvadiβGetting help with insurance information and understanding policy features is important. I appreciate the focus on explaining the details and helping clients make informed decisions.β
Mutamilselvan
Korattur, ChennaiβThe insurance guidance is explained in a simple and approachable way. Having someone to discuss policy options with makes it easier to understand what may suit my needs.β
Siva
KumbakonamβI value clear explanations, patient communication and guidance when considering insurance. A personal approach helps make important financial decisions easier to navigate.β
Kaliaraj
ThanjavurTestimonials should reflect genuine client experiences. Publish these draft statements only after each client has reviewed and approved their wording. Display ratings only if they reflect actual feedback.
Let's plan your family's security
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